For Texas families and classrooms
Texas writes personal financial literacy directly into elementary math: the six strands of Math TEKS 5.10. Most classrooms cover them a few minutes at a time, squeezed between fraction units. Networthy teaches all six strands as a complete course with digital lessons, printable activities, and real-money missions.
Networthy is building the full K-5 arc. The Grade 5 course is complete and available now, and it's a strong fit for students ages 8-12, especially kids getting their first real financial education. Grades K-4 are coming next.
The free lesson needs a parent's email address. No account, no card.
Already bought it? Enter the course here.
| TEKS standard | What the student learns | Networthy lesson |
|---|---|---|
| 5.10A | Define income tax, payroll tax, sales tax, and property tax | Lesson 4: Gross vs. Net, then a tax hunt on a real receipt |
| 5.10B | Explain the difference between gross income and net income | Lesson 4: computed on pretend pay stubs |
| 5.10C | Advantages and disadvantages of checks, credit cards, debit cards, and electronic payments | Lesson 6: Cash, Card, or Tap? Five ways to pay and whose money each one moves |
| 5.10D | Develop a system for keeping and using financial records | Lesson 10: a four-week money log, checked weekly with a parent |
| 5.10E | Describe actions to balance a budget when expenses exceed income | Lesson 10: the three moves for a broken budget |
| 5.10F | Balance a simple budget | Lesson 9: a real budget on the kid's real money, signed and hung on the fridge |
Full standard text: 19 Texas Administrative Code, Chapter 111, Section 111.7 (Grade 5). The course also covers the 2021 National Standards for Personal Financial Education, Grade 4 benchmarks, across all six national topics.
Networthy's TEFA vendor application is submitted and under review. Once approved, our listing will appear in the TEFA finder tool and Texas families will be able to purchase the course directly with ESA funds through the marketplace.
Until then: many families buy directly ($79, whole household) and keep the receipt for reimbursement where their program allows. Reimbursement-style programs such as OpenEd let families purchase curriculum directly and submit the receipt as a pre-approved education expense, so no marketplace listing is needed there. Questions about using program funds? Email hello@networthykids.com and we'll look at it with you.
The course fits one 45-minute block: kids run the digital lesson self-paced, then the printable becomes the group activity. One lesson a week fills a semester; two a week fits a nine-week grading period. There is no student data collected and nothing for your IT department to review. A lesson-by-lesson crosswalk mapping every lesson to TEKS 5.10 and the 2021 National Standards is included, ready to hand to your principal. Download the crosswalk (PDF), free, no email needed. Teaching in a classroom? Email us for the teacher materials: in-class alternates for every family mission plus per-unit parent guides.
Email us for classroom and school pricing. Family pricing is $79 for every kid in the household.
Small numbers now, at ten, with training wheels. Or big ones later.
Try the first lesson free Get the course - $79