Terms of Service

What you are buying, and what we promise

Short version: one payment unlocks the course for every kid in your household, on any device you own. If it is not right for your family, email us within 30 days and we will refund you.

Last updated August 10, 2026. Networthy LLC, 5900 Balcones Drive STE 100, Austin, TX 78731. Questions: hello@networthykids.com

Who you are buying from

Networthy LLC, 5900 Balcones Drive STE 100, Austin, TX 78731. Questions about anything on this page go to hello@networthykids.com.

What you get

The Networthy Grade 5 personal finance course: 16 lessons across 8 units, the printable activities that go with them, the parent guides, and the Networthy Score assessment. It runs in a web browser at networthykids.com. There is nothing to install and no account to create.

Lesson 1 is free and does not require a purchase.

The household license

One purchase covers your whole household.

Every child who lives with you, on every device you own, for as long as the course exists. We do not charge per child and we do not charge again next year. If you have four kids, you pay once.

What the license does not cover is use by a school, a classroom, a co-op, a tutoring business or a district. That is a different license and it costs differently. If that is you, email hello@networthykids.com and we will sort it out; we would rather do that than have you guess.

Please do not post the lessons or the printables publicly, resell them, or share your license outside your household. You are welcome to print the activities as many times as you like for your own children.

Refunds

30 days, no questions asked.

If the course is not right for your family, email hello@networthykids.com within 30 days of your purchase and we will refund it in full. You do not have to explain yourself and we will not try to talk you out of it. The refund goes back to the card or account you paid with, through Gumroad, and normally takes a few business days to appear.

If you bought through an education savings account program such as Odyssey, the program has its own refund process and we follow it. Email us anyway and we will help you work out who to talk to.

Payment

Purchases are processed by Gumroad. Your card details go to them, not to us; we never see or store a card number. The price is a single payment. There is no subscription, no renewal and nothing that bills you again.

Your child's information

Lesson progress, quiz scores, the Networthy Score and the name typed on a certificate are stored in your own browser and never sent to us. There is no student database. The full detail is in our Privacy Policy, which is worth reading if your school or program asks about student data.

Changes to the course

We fix and improve lessons over time, and units may change as we add material. If we ever had to retire the course we would tell buyers by email first and give you a way to keep the printables. We do not promise the site will never be down, though we would obviously prefer it stayed up.

Buying

Purchases are made by adults aged 18 or over. The course is written for children aged roughly 8 to 12 and is meant to be used alongside a parent or teacher, not handed over unsupervised.

A note on what this is not

Networthy teaches financial concepts to children. It is not financial advice, and nothing in the course is a recommendation about what you or your family should do with actual money.

Changes to these terms

If we change these terms we will update the date at the top of this page. Material changes that affect something you have already bought will be emailed to buyers.

Governing law

These terms are governed by the laws of the State of Texas.