The Networthy blog
Written for parents, from building a financial literacy course with a ten-year-old as its toughest reviewer. No theory we haven't tested at our own kitchen table.
September 3, 2026 · 6 min read
Often yes, when your program treats it as eligible curriculum. Here is how education savings account programs actually pay for homeschool curriculum, the category rules that trip families up, and the three questions to ask before you spend.
Read it →September 3, 2026 · 7 min read
Fourth grade is where the money standards actually converge. Texas, Florida, Iowa and the national benchmarks all set expectations at grade 4. Here is what each one asks for, and what to do at home.
Read it →August 16, 2026 · 8 min read
A money skills guide by age, from four years old through high school, with the state standard your child is actually expected to meet at each grade, one activity that gets there, and the mistake most parents make.
Read it →August 16, 2026 · 7 min read
Most states require personal finance to graduate high school. In 2026 New York and Iowa moved the requirement into elementary school. Here is what Texas, Utah and Florida already ask for before grade 6, standard by standard.
Read it →July 28, 2026 · 5 min read
Money habits form by age 7, but most students get their first personal finance class at 16 or 17. The research on why elementary school is the right time to start, and what early financial education actually looks like.
Read it →July 27, 2026 · 5 min read
A practical checklist of the money skills a 10-year-old should have, from needs vs. wants to budgets, interest, and spotting scams. Written by the builder of an elementary financial literacy curriculum.
Read it →The Grade 5 course is out now. 16 lessons your kid runs on their own, printable real-money missions, and a before-and-after score. $79 once, every kid in the house.
Start the Grade 5 courseOr try the first lesson free. No account, no card. One parent email.