networthy.

Ages 8 to 12

Your kid will manage money for the rest of their life.

Let them practice before the mistakes get expensive.

Interactive money lessons for ages 8 to 12. Real decisions, real money, real-world practice.

Start the free lesson

No card. About 10 minutes. Parent email required.

See Networthy in action.

The difference

Knowing money vocabulary isn't the same as knowing what to do with money.

Networthy puts the money decisions in your kid's hands. No cartoon coins, no virtual avatars to spend fake money on. Every lesson puts a real number, choice, or tradeoff in front of your kid and asks them what they would do.

$24 coming in, $31 already planned.Fix the $7 gap: earn more, spend less, or change the plan.
Borrow $20. Pay back $22.Find the $2 cost of borrowing, then decide if borrowing was worth it.
Two boxes, two prices.Compare the unit price to find the better deal.
A $48 helmet in four months.Figure out how much to save each month, then build it into the plan.
Price a real job.Decide what to charge, make the offer, and get paid for real work.
See what changed.Take the same 15-question Networthy Score before Lesson 1 and after Lesson 16.
A Networthy lesson screen showing gross pay, income tax, payroll tax and net pay on a pay stub. A Networthy lesson screen showing a $20 loan paid back as $22. A Networthy lesson screen showing $100 growing to $110, $121 and about $133.

What you will notice

You will not need a report card. You will see it at the grocery store.

You will know it's sticking because the way your kid thinks about money starts to change:

What's inside

What your kid will actually learn

16 interactive lessons across 8 units, covering the money decisions kids will face in real life.

Money ChoicesNeeds, wants, tradeoffs, and what you give up when you choose.
EarningHow work turns into income, how people get paid, and what actually lands in a paycheck.
SpendingAdvertising techniques, unit price, smart buying decisions, and different ways to pay.
SavingSet a real savings goal, understand interest, and see how compounding works.
BudgetingGive every dollar a job, build a money plan, and fix it when the numbers don't work.
Borrowing and CreditWhat it means to use tomorrow's money today, what borrowing costs, and when debt may or may not be worth it.
Sharing and ProtectingGiving on purpose, spotting scams, protecting personal information, and understanding why insurance exists.
My Money EnterprisePlan a small business, make real decisions, and calculate your profit.

Want every lesson? See the full 16-lesson curriculum

Want to see what a lesson actually feels like?

Start the free lesson

No card. About 10 minutes.

What parents are seeing

The proof is not a score. It is what the kid does next.

"My daughter made her first budget and it didn't go very well. She spent too much at the beginning and didn't have enough left for something she really wanted. I thought I'd have to step in, but she went back and changed the budget herself. Then she started asking how she could earn more money and decided on her own what she could spend less on.

That was the moment I realized she wasn't just learning what a budget was. She was learning how to make one work." PaolaParent of a 9-year-old · Founding family
"After the compound-interest lesson, my son was actually really excited to explain the doubling-penny challenge to me. He walked me through the numbers and could hardly believe that starting with one penny could eventually beat someone saving $100 every week.

Then he explained why: the money wasn't just growing, it was growing on top of what it had already earned. I was kind of mind-blown that he understood it well enough to teach it back to me." JamesParent of a 10-year-old · Founding family

Our founding families had early access while the course was being built.

The complete Networthy course for ages 8 to 12
$79

One time. Not a subscription.

  • 16 lessons across 8 units
  • A printable real-money mission for every unit
  • Parent guides, one per unit
  • A before-and-after Networthy Score
  • Every kid in your household
Get the course

The first lesson is free, so you can watch your kid do one before you decide. Try the full course for 30 days. If it isn't worth it for your family, your money comes back. No questions asked.

Try the free lesson first