ESA and school choice
Networthy is a standards-aligned financial literacy curriculum with assessments and documented crosswalks to national and state standards, which is what education savings account programs are built to fund. $79 once covers every child in the household.
An education savings account is a fixed amount and this is a real decision, so nothing here is behind a form. Watch a ten year old go through the course, read every lesson in it, or hand your own child the free lesson and see what happens.
"It is well organized and easy to follow, and the activities are designed to bring out the key financial concepts and develop critical thinking in children. I highly recommend this course for fifth graders."
Socorro Velazquez Mirabal
Fifth grade teacher
Which one you use depends on your program. All three end the same way: we email you a license key, and that key is what unlocks the course for every child in your house, on any device.
OPTION 1 · ARKANSAS EFA ONLY, FOR NOW
Have us send a payment request
New for the 2026-27 school year, ClassWallet lets a vendor send a payment request straight to your account, in place of an invoice. So far the Arkansas EFA is the only program where it is switched on.
In ClassWallet, open Linked Vendors, choose Link New Vendor, and search for Networthy. Then email us and we will send a $79 payment request. You review the line items, accept, choose your expense category and this year’s purse, and submit it to your program for approval.
No invoice, no receipt, nothing out of pocket. Once the program approves it and the payment goes through, we email your license key, and that key unlocks the course.
OPTION 2 · ARIZONA AND NEW HAMPSHIRE
Pay us with an invoice
The other ClassWallet programs still use invoices, and so does any program that pays a vendor directly. Fill in our invoice and save it as a PDF. It takes about thirty seconds, and nothing you type is sent to us.
In ClassWallet, click Pay Vendor, search for Networthy, enter $79, and upload the invoice. Choose the purse and submit. Nothing comes out of your own pocket. When the payment clears, we email your license key, and that key unlocks the course.
ClassWallet accepts PDF, JPEG or PNG. Nothing handwritten. There is a blank PDF if you would rather print it.
Fill in your invoice →OPTION 3 · WORKS WITH ALMOST ANY PROGRAM
Buy it and claim it back
Buy the course here at the Networthy checkout, then submit it to your program for reimbursement. This route works whether or not we are approved in your state, so it is the answer for Texas, Utah, Wyoming and anywhere our listing is still in review.
We email your license key the moment you pay, and that key unlocks the course. An itemized receipt arrives in the same email, and the receipt is what you upload in your program’s reimbursement section.
Worth knowing: some programs ask families to avoid reimbursement where another route exists, and paying out of pocket raises the chance of an account review. Check your program’s own rules, since categories and caps differ.
Arkansas: approved as a curriculum vendor for the Education Freedom Account program, through ClassWallet. Arizona: approved as a curriculum vendor for the Empowerment Scholarship Account program, through ClassWallet. New Hampshire: approved as an education service provider for the Education Freedom Account program by Children's Scholarship Fund New Hampshire. Texas, Utah and Wyoming: approved as a vendor through the Odyssey marketplace, with the course listing itself still in review.
Applications are in review in Iowa, Missouri, Louisiana and Georgia, and we are in the seller onboarding queue for Florida.
We say submitted and in review because that is what is true. When a course listing goes live in your state we will say approved, and not before. If your program wants something we have not thought of, a countersigned invoice or a different format, email hello@networthykids.com and we will send it the same day.
We keep these ready and will send them the same day you ask: a W-9, the refund policy, a rate schedule, the standards crosswalk for your state, and the privacy policy for the student-data question.
Purchases made through a marketplace follow that program's refund process rather than ours.
The $79 household license does not cover classroom, co-op, tutoring or district use. That is a different license and it is priced separately. See Networthy for schools or email hello@networthykids.com.
Yes. Networthy is an approved vendor for the Arkansas and Arizona programs on ClassWallet and for the New Hampshire Education Freedom Account, and in Texas, Utah and Wyoming with the course listing still in review. Applications are in review in four more states. Where a listing is not live yet, most programs reimburse curriculum bought directly: buy the course, keep the receipt, and file it under curriculum or instructional materials. If your program pays the vendor instead, fill in an invoice and submit that.
Email hello@networthykids.com with the program name and we'll look at its rules with you. If it funds curriculum or instructional materials, Networthy usually qualifies. If it only funds tutoring, therapy or transportation, it usually does not, and we'll tell you that rather than let you file a claim that gets denied.
Purchases made inside a marketplace follow that program's own refund process, and we follow it with you. Purchases made directly on this site are covered by our own 30-day, no questions asked policy.